Top Negotiator – VIB

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2018 is going to be a great year. Home prices are steadily increasing. Don’t be suckered into paying too much for your next home. Benefits of having me on your …

Understanding GDS and TDS

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GDS RATIO (Gross Debt Service Ratio): The percentage of gross annual income required to cover payments associated with housing. Payments include mortgage principal, interest, property taxes and sometimes include secondary …